Your fund transfer and payment limits can depend on whether you have fully completed your KYC or not.
If you have only completed the registration formalities and have not completed your full KYC (Video KYC or biometric KYC) then your account is called a Minimum KYC account. If you have completed KYC, it’s called a Full KYC account. Here are the limits:
Important Notes:
1. If you have not completed your KYC, then in the first 72 hours of account creation- the transaction limits are upto Rs. 2,000/day and Max. 5 transactions/day.
2. If you have not completed your KYC, then, after 72 hours of account creation- the transaction limits are upto Rs. 5,000/day and Max. 10 transactions/day.
3. Monthly and Daily transaction counts mentioned are for transfers made to individuals (there's no limit on those made to merchants).
4. You can adjust your ECOM/POS (Online Transactions and Debit Card Transactions) and ATM withdrawal limits via the card settings page as needed.
5. The above UPI limits are by the bank. The third party app that you use (such as GooglePay, PhonePe etc may have some internal limits too).