Your fund transfer and payment limits can depend on whether you have fully completed your KYC or not.

If you have only completed the registration formalities and have not completed your full KYC (Video KYC or biometric KYC) then your account is called a Minimum KYC account. If you have completed KYC, it’s called a Full KYC account. Here are the limits: 

"You can read about any of Equitas bank's charges here. These charges are excluding an 18% GST"