There are very few charges on the Niyo Equitas Account.

  • Debit Card ordering/reordering charges: You will be charged Rs. 199 + GST while ordering your physical debit card 
  • International ATM charges: You will be charged Rs. 499 including GST. The bank whose ATM you may use also may charge a fee (the ATM should mention the fee, but we would not know about it)
  • Domestic ATM charges: If you use an Equitas ATM, there are no charges at all, but if you use any other ATMs, then you will be charged Rs. 21 + GST (after 5 free withdrawals)

We do not charge you for a lot of things:

  • No charges for opening the account.
  • Zero-Forex charges - No charges for the convenience of foreign currency conversion. Only the VISA exchange rate applies to all transactions.
  • This is a zero-balance account with no charges for not maintaining any balance in the account.

Click (or download) here to check the bank's schedule of charges (list of other charges).

Note: Charges can be changed by Niyo or Equitas Bank in the future.