We have 2 Debit Cards available in collaboration with Utkarsh Small Finance Bank Ltd.

1. Rupay International Classic Debit Card:


  • Zero Balance Account

  • Upto 7.75% interest p.a

  • Complete control over Debit Card limits and locks

  • High acceptance rate across merchants

  • Zero Liability coverage of up to Rs. 2 lakhs

Debit Card Issuance and Annual Fee: Rs. 250 + GST

2. Rupay International Platinum Debit Card:

 Platinum Debit Card have the same benefits as the Classic Debit Card, plus:

  • Free Airport Lounge Access (one per quarter) at domestic airports

  • Free railway lounge access at select stations

  • Accidental Death and Permanent Disability coverage of Rs. 2 lakh

  • Exclusive merchant offers

  • Zero liability coverage of up to Rs. 3 lakhs

Debit Card Issuance and Annual Fee: Rs. 300 + GST

Important Note: You need to have a balance of Rs. 10,000 or more at the time of applying for the Platinum Debit Card. You can spend or withdraw this amount anytime after your Debit Card order has been placed (there is no minimum balance requirement after that).