To track your Debit Card through the NiyoX application, please follow these steps:


  • Open NiyoX App

  • Go to the “Bank” section

  • Click on the “Track” option visible on Top-right corner of the screen

The AWB (tracking number) will be sent to your registered mobile number within 3 days of applying for the Debit Card. If you have not received the AWB number by that time, please contact Utkarsh Small Finance Bank at or call on 1800 123 9878.