To apply for a NiyoX Debit Card, please follow these steps:


1. Tap on “Bank” at the bottom of the homepage. This will take you to the Savings Account page.

2. Click on “Order Physical Debit Card”.
3. You will have two Debit Cards to choose from: RuPay Classic or RuPay Platinum. You can check their benefits and select the Debit Card that suits you best.
4. Once you select a Debit Card variant, a screen with the Debit Card issuance fee will be displayed, select the checkbox to agree to the issuance and annual fee, and tap on “Pay and Order” to apply.
5. Enter the OTP you received on your registered mobile number to complete the transaction. 


Your Debit Card application process is complete!


Your Debit Card will be delivered within 7-10 days. You will receive an AWB (tracking number) on your registered mobile number within 3 days of applying for the Debit Card, which can be used to track your Debit Card's delivery. You can also track the status of your Debit Card Delivery through the NiyoX App.


If you face any issues or experience delays in Debit Card delivery, please contact Utkarsh Small Finance Bank at customercare@utkarsh.bank or call 1800 123 9878 and they will help you!