Balance in ₹

Interest rate per year

Balance Upto ₹ 1 Lakh

4.00% p.a.

Incremental balance above₹ 1 Lakh upto ₹5 Lakhs

6.25% p.a.

Incremental balance above₹ 5 Lakh upto ₹50 Lakhs

7.50% p.a.

Incremental Balance above ₹ 50 Lakhs up to ₹10 crore

7.25% p.a.

Incremental balance above ₹ 10 Crore

7.50% p.a.

Incremental Balance above ₹ 50 Crore


7.75% p.a.

  • There is no additional interest for senior citizens.

  • Charges may be subject to change by NiyoX or Utkarsh Small Finance Bank in the future.