Debit Card Type | Mode | Limit |
Per Day Limit | Per Transaction Limit |
Virtual Debit Card | ECom (Online payments) | Rs. 1 Lakhs | Rs. 25,000 |
Rupay Classic Debit Card | ATM Withdrawal | Rs. 50,000 | Rs. 20,000 (Utkarsh ATMs) Rs. 10,000 (Other ATMs) |
ECom (Online payments) | Rs. 2 Lakhs | Rs. 1.5 Lakh |
POS (Debit Card Swipe) | Rs. 2 Lakhs | Rs. 1 Lakh |
Tap & Pay | Rs. 5000 | Rs. 5000 |
Rupay Platinum Debit Card | ATM Withdrawal | Rs. 2 Lakhs | Rs. 20,000 (Utkarsh ATMs) Rs. 10,000 (Other ATMs) |
ECom (Online payments) | Rs. 3 Lakhs | Rs. 2 Lakhs |
POS (Debit Card Swipe) | Rs. 3 Lakhs | Rs. 1.5 Lakhs |
Tap & Pay | Rs. 5000 | Rs. 5000 |
Note: You have the flexibility to adjust your transaction limits and enable or disable any transaction modes from the NiyoX App. Go to the Bank page and click on Debit Card Limits or Debit Card Locks to do the same.
Below are the Fund Transfer limits of your account
Payment Mode | Limit |
IMPS | ₹5,00,000/- per day |
NEFT | ₹5,00,000/- per day |
RTGS | ₹5,00,000/- per day |
UPI | Within the first 24 hours of adding the account to UPI and making your first transaction (Cooling Period)
- Rs. 5000
After Cooling Period
- ₹1,00,000/- per day |
Overall Limit | ₹5,00,000/- per day |
