To add beneficiaries to your account, please follow these steps:

1. Tap on Bank at the bottom of the screen, which will take you to the Savings Account screen.

2. Tap on “Transfer” and select “Manage Payees”.

3. Add the payee's details, including their Account number, beneficiary name, and IFSC code.

4. Enter the OTP sent to your registered mobile number for verification.

There is a cooling period of 4 hours for other bank beneficiaries and 30 minutes for Utkarsh Small Finance Bank beneficiaries. You can only send money to someone after you add them as beneficiary and once the cooling period is complete.

You can also choose to remove any beneficiary from here.