Once you're done with your biometric KYC, You will have the limits as below:


► Balance: No constraints  

► Account Validity: No constraints   


Interest Rates: 


► 3.5% up to ₹1Lakh 

► 7 % from ₹1Lakh upto ₹1Cr 

► 6% above ₹1Cr   


Card Transactions, Fund Transfer, and UPI limits: 


Total Debit Transactions - ₹10 Lakhs/day   


VISA Platinum Debit Card: 


► POS Swipe + Online Transactions: ₹2 Lakhs/day 

► ATM Withdrawal: ₹1Lakh/day   


Fund Transfer Limit: 


► IMPS - ₹2 Lakhs/day 

► NEFT or within the bank - ₹5 Lakhs/day 


UPI Transaction limits: 


► Per Transaction Limit - ₹25,000 

► Daily Transaction Limit - ₹1 Lakh 

► Daily Transaction Count - 10 (Not valid for P2M) 

► Monthly Transaction Limit - ₹5 Lakhs 

► Monthly Transaction Count - 300 (Not valid for P2M) 


Within the cooling period (24 hours) i.e. after registration and setting UPI PIN, 10 transactions are allowed and the total amount including all 10 transactions is ₹5,000