Minimum KYC Account:

► Balance: Up to ₹1 Lakh
► Account Validity: Up to 12 months only
► Interest Rates: 3.50%


Card Transactions, Fund Transfer, and UPI limits:

► Total Debit Transactions (ECOM+UPI+Fund Transfer) - ₹20,000/month
► First 72 hours post account creation: ₹2,000/day or 5 Transactions/day
► After 72 hours post account creation: ₹5,000/day or 10 Transactions/day
► Quick Transfer, without adding a beneficiary, is not applicable for minimum KYC customers


Full KYC Account:

► Balance: No constraints
► Account Validity: No constraints



Interest Rates: 
► 3.5% up to ₹1Lakh
► 7 % from ₹1Lakh upto ₹1Cr
► 6% above ₹1Cr



Card Transactions, Fund Transfer, and UPI limits:
Total Debit Transactions - ₹10 Lakhs/day


VISA Platinum Debit Card:
► POS Swipe + Online Transactions: ₹2 Lakhs/day
► ATM Withdrawal: ₹1Lakh/day


Fund Transfer Limit:
► IMPS - ₹2 Lakhs/day
► NEFT or within the bank - ₹5 Lakhs/day


UPI Transaction limits:

► Per Transaction Limit - ₹25,000
► Daily Transaction Limit - ₹1 Lakh
► Daily Transaction Count - 10 (Not valid for P2M)
► Monthly Transaction Limit - ₹5 Lakhs
► Monthly Transaction Count - 300 (Not valid for P2M)


Within the cooling period (24 hours) i.e. after registration and setting UPI PIN, 10 transactions are allowed and the total amount including all 10 transactions is ₹5,000