For IMPS/NEFT/RTGS:

1. Log in to your banking portal
2. Add payee > Enter your Niyo account number (07820XXXX)*
3. Enter IFSC Code DCBL0000VAA**
4. Transfer funds to your account!
*Your Niyo account number can be found on the front of your card
or in your Niyo Global App
**For NEFT transactions, you can also try the IFSC: DCBL0000023

For UPI:
1. Login to your Global App> Add money> UPI
2. Enter the amount and tap 'Load via UPI'
3. Select the UPI app you’d like to use to make the payment
4. Follow the instructions on the UPI app you’ve chosen

Timelines:
IMPS & UPI: 0-15 mins
NEFT & RTGS: 2-4 hours subject to banking hours