Account Basics and Features

What is the Niyo Global Equitas account?
Niyo Global Equitas is an interest-earning (upto 7%) savings bank account with an international Zero-Forex VISA Platinum Card. We are offering this saving...
Mon, 27 Feb, 2023 at 10:44 AM
Know more about Equitas Small Finance Bank.
Equitas Small Finance Bank is a New Age Bank that gives children, youth, families, and business people across India a new way to the bank, which was founded...
Thu, 23 Feb, 2023 at 4:42 PM
How safe & secure is the Niyo Global account?
The Niyo Global account with Equitas is as safe as any traditional bank. Your money gets safely deposited with Equitas Small Finance Bank. This savings acco...
Thu, 23 Feb, 2023 at 4:42 PM
How can I add money to the Niyo Global Equitas account?
Click on the "Equitas Savings Account" card on homepage. Click on “Add Money”. You will be able to see your name, account number, and IFSC code ...
Thu, 23 Feb, 2023 at 4:42 PM
Am I eligible to apply for this account?
To be eligible to apply for this account, you must: Be a resident Indian (NRIs and foreign citizens cannot open this account). Be 18 years of age or above...
Thu, 23 Feb, 2023 at 4:43 PM
Charges on the Niyo Global Equitas Account
There are very few charges on the Niyo Global Equitas Account. Debit Card ordering/reordering charges: You will be charged Rs. 199 + GST while ordering your...
Thu, 23 Feb, 2023 at 4:43 PM
already have an Equitas account. Can I open an account here?
No, unfortunately if you are an existing customer of Equitas Small Finance Bank, you cannot open an additional account via the Niyo Global Equitas app.
Thu, 23 Feb, 2023 at 4:44 PM
Benefits of the Niyo Global Equitas account.
There are many benefits of having the Niyo Global Equitas account. This is a zero-balance account (no requirement of maintaining a specific monthly balance...
Thu, 23 Feb, 2023 at 4:44 PM
Are there any balance requirements?
There are no minimum or maximum balance requirements/limits with this account. This is a zero-balance account.
Thu, 23 Feb, 2023 at 4:44 PM
How is the interest calculated? When is it paid?
You can get upto 7% interest* per year on savings with a quarterly interest payout. For account balance upto Rs. 1 Lakhs: 3.5% interest per year. For acco...
Thu, 23 Feb, 2023 at 4:45 PM