Equitas Account Basics and Features

All about your Niyo Global Equitas account and it's features.

What is the Niyo Equitas account?
Niyo Equitas is an interest-earning (upto 7.8%) savings bank account with an international Zero-Forex VISA Platinum Card. We are offering this savings accou...
Mon, 11 Mar, 2024 at 12:36 PM
Know more about Equitas Small Finance Bank.
Equitas Small Finance Bank is a New Age Bank that gives children, youth, families, and business people across India a new way of banking. Founded in 2007 by...
Thu, 23 Nov, 2023 at 3:30 PM
How safe & secure is the Niyo Equitas account?
The Niyo Equitas account is as safe as any traditional bank. Your money gets safely deposited with Equitas Small Finance Bank. This savings account follows ...
Mon, 11 Mar, 2024 at 12:43 PM
How can I add money to the Niyo Equitas account?
Click on “Bank” (bottom of the screen - this will take you to the savings account screen). Select "Equitas Savings account" Click on “Add ...
Mon, 11 Mar, 2024 at 2:51 PM
Am I eligible to apply for this account?
To be eligible to apply for this account, you must: Be a resident Indian (NRIs and foreign citizens cannot open this account). Be 18 years of age or a...
Thu, 23 Nov, 2023 at 3:32 PM
Charges on the Niyo Equitas Account
There are very few charges on the Niyo Equitas Account. Debit Card ordering/reordering charges: You will be charged Rs. 199 + GST while ordering your phys...
Mon, 11 Mar, 2024 at 12:35 PM
I already have an Equitas account. Can I open an account here?
No, unfortunately if you are an existing customer of Equitas Small Finance Bank, you cannot open an additional account via the Niyo Equitas app.
Mon, 11 Mar, 2024 at 2:56 PM
Benefits of the Niyo Equitas account.
There are many benefits of having the Niyo Equitas account. This is a zero-balance account (no requirement of maintaining a specific monthly balance). Ea...
Mon, 11 Mar, 2024 at 12:35 PM
Are there any balance requirements?
There are no minimum or maximum balance requirements/limits with this account. This is a zero-balance account.
Thu, 23 Nov, 2023 at 3:34 PM
How is the interest calculated? When is it paid?
Equitas Small Finance Bank (with whom we have tied up to provide you with the savings account) has revised its interest rates as of 20-Jan-2024 Inter...
Mon, 22 Jan, 2024 at 6:22 PM