Zero Forex Markup Credit Card

Zero Forex Markup Credit Card related FAQs

What is a Secured Credit Card?
A Secured Credit Card is a Credit Card issued against a Fixed Deposit. You will need to create a Fixed Deposit of Rs 5,000 minimum in the app. Your credit c...
Thu, 23 Nov, 2023 at 4:57 PM
What are the features that I get with the card?
The key features of the card are: A VISA Infinite card with rewards and offers Credit score enhancer You also get up to 7% returns on your FD  Highe...
Thu, 23 Nov, 2023 at 4:57 PM
How do I get the Credit Card?
You just need to log into the app, create the FD and order the card. We will deliver your card to your communication address in 3-7 working days, free of co...
Thu, 23 Nov, 2023 at 4:57 PM
Can I use the Credit Card to withdraw cash?
Yes, you can. The ATM withdrawal charges on your credit card are Rs. 500+GST or 2.5%+GST of the ATM withdrawal amount, whichever is higher. The bank whose ...
Thu, 23 Nov, 2023 at 4:58 PM
What is the interest rate on my Fixed Deposit?
The FD interest rate is up to 7% per year.
Thu, 23 Nov, 2023 at 4:58 PM
Setting up the PIN for the Credit Card
You can set up the PIN using the Niyo App (due to security reasons, we don’t share the PIN physically).  Click on the “Credit Card” Tile (Top of the scre...
Mon, 11 Mar, 2024 at 2:34 PM
How does the virtual credit card work?
Our virtual credit card can be used for any online/e-commerce transactions up to the total credit limit. The total credit limit is 100% of the FDs amount. A...
Thu, 23 Nov, 2023 at 4:58 PM
Transaction limits of the Credit Card
Virtual Credit Card You can use it for any online/e-commerce transactions upto the total credit limit. The total credit limit is 100% of FDs amount. As thi...
Thu, 14 Mar, 2024 at 5:06 PM
Are there any charges for ordering the physical credit card?
No, there are no charges for ordering the physical credit card. However, you will have to open Niyo SBM savings account and order a debit card first before ...
Mon, 11 Mar, 2024 at 2:37 PM
Reordering the Credit Card
If you have blocked your credit card due to any security concerns or erroneously, you can reorder a new card using these simple steps: Log into your N...
Mon, 11 Mar, 2024 at 2:35 PM