SBM Domestic Transactions

All about your transactions in India!

How can I track the status of my transactions?
You can simply track the status of your transactions from our app. Click on “Bank” (bottom of the screen - this will take you to the savings account scre...
Tue, 28 Nov, 2023 at 6:06 PM
How long does it take to get refund, and how can I track it?
Refund transactions usually take upto 5 working days for domestic transactions, and upto 15 working days for international transactions (Working days do not...
Tue, 28 Nov, 2023 at 6:06 PM
I'm facing issues with fund transfer
We’re so sorry for the inconvenience. We request you to please send us an email at global@goniyo.com with the details of the fund transfer (and any screensh...
Tue, 28 Nov, 2023 at 6:06 PM
Can I cancel a fund transfer?
No, we're sorry but it's not possible to cancel a fund transfer, once it's already been done.
Tue, 28 Nov, 2023 at 6:07 PM
Fund Transfer transaction limits
If you transfer money using the "Quick Transfer" option, then you can send up to Rs. 25,000. If you add a payee first before sending money, then ...
Mon, 11 Mar, 2024 at 12:50 PM
How long does it take to load money to this account?
If you use IMPS or UPI to transfer money to this account, then it happens instantly. NEFT transactions can take upto 2-3 hours. RTGS transactions can take...
Tue, 28 Nov, 2023 at 6:07 PM
Sending money without a beneficiary
Yes, you can use the 'Quick Transfer' feature to send money without adding a beneficiary. However, the limit for the Quick Transfer feature is ₹25,0...
Tue, 28 Nov, 2023 at 6:07 PM
Timeline for loading money
It's instant for an IMPS and UPI transaction. NEFT transaction may take up to 2-3 hours and RTGS transaction may take up to 30 minutes to get credited i...
Tue, 28 Nov, 2023 at 6:07 PM
Where can I view my past payments for a particular person/payee?
You can see your past payments in few simple steps 1. Log in to your Niyo app, click on Bank > SBM Savings account. 2. Click on 'Transfers' 3. Cl...
Mon, 11 Mar, 2024 at 12:55 PM
Minimum amount on my first online transaction
You're not needed to spend a minimum amount on your first online transaction. 
Tue, 28 Nov, 2023 at 6:08 PM