Help Centre

Your credit card bill is a detailed list of payments, credits, purchases, balance transfers, cash advances, fees, interest, and other transactions. It conta...

In case you don't pay the total amount due by the due date, you will be charged 3% monthly interest (36% annually). In addition, a late payment fee of R...

Your billing cycle is a set of 30 days, at the end of which a bill is generated against all your spending. For your Niyo SBM credit card, the cycle is from ...

Your monthly statements will be sent to your registered email ID every time the bill is generated. You can also download/email your previously generated ...

Ideally, you need to pay at least the minimum due of the bill (5% of the total due). In case you fail to do so: A report is sent to the credit bureau ...

You should pay your total bill due in order to keep your credit score healthy and avoid interest & late payment charges.

You can pay your bill within the Niyo App via your Niyo SBM savings balance.

In case you don't pay the total amount due by the due date, you will be charged 3% monthly interest (36% annually). In addition, if you missed to pay yo...

We’re very sorry about this. This might happen due to a delay in realizing the payment on your credit card by the bank. Please contact our support team and ...

Payment made in-app via your Niyo SBM account will be credited within 24 hours.  Payments made via third-party apps would be credited within 2 working days