Equitas International Transactions

All about your Niyo Global Equitas overseas transactions.

Niyo Cards vs Other Forex Cards
The main difference between the Niyo cards and other forex cards is that there are no forex markup charges on transactions made through our cards.  Usually...
Mon, 11 Mar, 2024 at 12:41 PM
Can I send money to an international bank a/c?
You can use the DCB Remit feature on the Niyo Application (Hub > Travel > DCB Remit) in order to send money to an international bank account.
Mon, 11 Mar, 2024 at 2:56 PM
How do I enable international transactions?
Follow these simple steps to enable international transactions: Click on the "Equitas Savings Account" card on homepage. Select “Card Setting...
Mon, 11 Mar, 2024 at 2:52 PM
What's the exchange rate used in foreign transactions?
The exchange rate used for any foreign transaction is the live VISA forex rate. You will not be charged any forex markup charges, so all your transactions w...
Wed, 29 Nov, 2023 at 11:52 AM
In which countries will the Niyo Equitas card work ?
Our Card works in 150+ countries. You can view the list of countries the credit card works in on the application itself under "Check which countries ac...
Mon, 11 Mar, 2024 at 2:50 PM
What is TCS (Tax Collected at Source)?
As per the regulations, in any financial year, if your international debit transactions (payments/spending) are more than Rs. 7 Lakhs, then a fee of 20% (as...
Wed, 29 Nov, 2023 at 11:53 AM
What are Foreign Exchange Adjustments?
When you make an international payment, the money is debited from your account on a real-time basis. However, at the backend (between banks) the settlement ...
Wed, 29 Nov, 2023 at 11:53 AM
What exchange rate have I been charged?
The exchange rate used for any foreign transaction is the live VISA forex rate. You will not be charged any forex markup charges, so all your transactions w...
Wed, 29 Nov, 2023 at 11:54 AM
Report Suspicious or Fraudulent transactions
If you come across any suspicious transactions (that you may not have initiated or where you think something is wrong), please reach out to us on chat and p...
Mon, 11 Mar, 2024 at 2:54 PM
How to check the exchange rate that I've been charged?
Every transaction that you make will appear on your transaction summary page on the Niyo App. This will give you full details of your transaction including ...
Mon, 11 Mar, 2024 at 2:57 PM