SBM International Transactions

All about International Transactions on your SBM Debit Card

Is my Niyo SBM card enabled for International Transactions?
As per updates received from SBM Bank, your SBM Debit Card is now active for International Transactions. Please ensure your International Channels are enabl...
Wed, 22 May, 2024 at 4:15 PM
Can I send money to an international bank account?
You can use the DCB Remit feature on the Niyo Application (Hub > Travel > DCB Remit) in order to send money to an international bank account.
Wed, 22 May, 2024 at 4:17 PM
How do I enable international transactions?
To enable your International Transactions, please follow the below steps: SBM Savings Account -> Card Settings -> Card Locks -> International Ch...
Wed, 22 May, 2024 at 4:17 PM
What's the exchange rate used in foreign transactions?
The exchange rate used for any foreign transaction is the live VISA forex rate. You will not be charged any forex markup charges, so all your transactions w...
Wed, 22 May, 2024 at 4:17 PM
Which countries will Niyo cards not work in?
Our Card works in 150+ countries. Currently, Niyo SBM credit cards are not supported in Nepal and Bhutan. You can view the list of countries the credit c...
Wed, 22 May, 2024 at 4:18 PM
What is TCS (Tax Collected at Source)?
TCS Charges and Guidelines are common for all International Debit Cards. Please find details below: • International Spends across all accounts registered w...
Wed, 22 May, 2024 at 4:18 PM
What are Foreign Exchange Adjustments (FX Adjustments)?
When you make an international payment, the money is debited from your account on a real-time basis. However, at the backend (between banks) the settlement ...
Wed, 22 May, 2024 at 4:18 PM
Report Suspicious or Fraudulent transactions
If you come across any suspicious transactions (that you may not have initiated or where you think something is wrong), please reach out to us on chat and p...
Wed, 22 May, 2024 at 4:18 PM
What is my SWIFT code?
You can load funds using an international account through the SWIFT code STCBINBXNPT. The 8-character SWIFT code is STCBINBX. 
Wed, 22 May, 2024 at 4:19 PM
International payments using virtual VISA Platinum Card
You can use the card to make international online transactions. However, you will have to unlock international payments in the app by the following steps: ...
Wed, 22 May, 2024 at 4:22 PM