Verify your identity

What are the documents needed to complete KYC? - NiyoX
We will need your PAN and Aadhaar numbers, an OTP (sent to your Aadhaar-registered phone number) and some personal information.
Thu, 15 Apr, 2021 at 1:39 PM
Why should I share my PAN and Aadhaar Number? - NiyoX
PAN and Aadhaar Number along with OTP verification helps us complete your digital KYC. This is part of the bank's policy for opening an account digital...
Thu, 15 Apr, 2021 at 1:43 PM
What if I do not have my PAN/Aadhaar number? - NiyoX
Oh no! If you don't have a PAN or Aadhaar number, you will not be able to get a Niyo X Account. 
Thu, 15 Apr, 2021 at 1:45 PM
Why do I need access to my Aadhaar-linked phone number? - NiyoX
You'll need an OTP sent by Aadhaar to verify your identity - if you have access to the phone number linked to your Aadhaar, you're good to go! If ...
Thu, 15 Apr, 2021 at 1:48 PM
What do you mean by 'I have not opened any other account using Aadhaar OTP' in the TnC? - NiyoX
If a bank account is opened using Aadhaar OTP it is referred to as a 'minimum KYC' account. If you have any existing account in your name opened w...
Thu, 15 Apr, 2021 at 1:51 PM
I have already used my Aadhaar OTP to open an account with another bank. Can still I use it to open a Niyo X account? - NiyoX
If you have an account in your name opened with minimum KYC, you cannot open another account until you convert the minimum KYC to full KYC. This can be conv...
Thu, 15 Apr, 2021 at 1:53 PM
I am not comfortable sharing my Aadhaar number. Is there an alternative? - NiyoX
Oh yes! If you don't want to enter your Aadhaar number while being onboarded, you can enter your Virtual ID (VID) instead!
Thu, 15 Apr, 2021 at 2:33 PM
What is 'VID'? - NIyoX
The VID number is a 16-digit number (vs. 12-digit Aadhaar number) and can be generated by visiting this website:
Thu, 15 Apr, 2021 at 2:35 PM
Do I have to provide both my Aadhaar and VID? - NiyoX
No, any one will do.
Sat, 17 Apr, 2021 at 11:05 AM
I am unable to receive Aadhaar OTP during the onboarding process. - NiyoX
Please check your messages on the number registered with your Aadhaar card. If you haven't received it, please try after a while.
Thu, 15 Apr, 2021 at 2:40 PM