Card Activation

Can I activate my card without having a physical card? - NiyoX
Your Classic Virtual Card comes pre-activated! You will receive your Virtual Card immediately after account creation.
Thu, 15 Apr, 2021 at 4:08 PM
What kinds of transactions can I do once I get my physical debit card? - NiyoX
You can do all kinds of transactions like online purchases, ATM withdrawals, card-swiping for purchases and more.
Thu, 15 Apr, 2021 at 4:13 PM
What are the benefits of seeing my card details in-app? How helpful is it? - NiyoX
This feature allows you to view your Card Details in-app and activate your card and UPI, without having your physical card in hand. You'll also be able...
Thu, 15 Apr, 2021 at 4:16 PM
What is the transaction limit before completing Biometric KYC?
Before the completion of KYC/biometric, your account will hold the below limits. ► Balance: Up to ₹1 Lakh  ► Account Validity: Up to 12 months only ...
Thu, 30 Sep, 2021 at 5:30 PM
What is the transaction limit after completing Biometric KYC? - NiyoX
Once you're done with your biometric KYC, You will have the limits as below: ► Balance: No constraints   ► Account Validity: No constraints    ...
Thu, 30 Sep, 2021 at 6:08 PM
Can I add money to my account before completing Biometric KYC? - NiyoX
Yes. You can add a maximum of ₹1,00,000 to your account. Once you've completed your Biometric KYC, this limit will be upgraded.
Thu, 15 Apr, 2021 at 4:47 PM
Is there any minimum amount requirement for my first online transaction? If yes then what is the amount? - NiyoX
No, there is no minimum amount applicable to transactions. However, your loading limits are set at ₹1,00,000 until you complete your Biometric KYC.
Thu, 15 Apr, 2021 at 4:50 PM
Do I need to fetch the card details every time I want to view them? - NiyoX
Yes, since your details are protected by OTP, you will need to fetch them each time you would like to view them.
Thu, 15 Apr, 2021 at 4:52 PM
Do I need to get Biometric done to receive the physical debit card? - NiyoX
Yes you'll need to get the Biometric KYC done to receive your physical debit card. Before the Biometric KYC, you will only have access to the Virtual C...
Thu, 15 Apr, 2021 at 4:53 PM
How do I complete my biometric verification? - NiyoX
After installing the Niyo X Mobile Application, you will find the 'Get free Platinum VISA Debit Card' section under 'Pending Actions' or...
Thu, 15 Apr, 2021 at 4:54 PM