Transactions

How much interest will I earn?
You will be earning 3.5% of interest p.a. on your first 1 lakh balance. On amounts above ₹1 lakh, you will be earning an interest of 7% p.a. Interest will ...
Mon, 8 Feb, 2021 at 10:43 AM
What kinds of transactions can I use this card for?
This card can be used to withdraw money from an ATM, to make any in person purchase (POS) and online purchases, both domestic and international. Note: Your ...
Mon, 8 Feb, 2021 at 10:43 AM
Where can I see the refunds I have received?
You can track the transaction information on your Niyo X App. Log in to Niyo X App > Transactions > Credits. Note that refunds usually take 3-5 workin...
Mon, 8 Feb, 2021 at 10:43 AM
Is there a way to track my transactions?
Yes. Your card is fully supported by our Niyo X mobile app, where you get real-time transaction notifications, transaction summaries, balances and more.
Mon, 8 Feb, 2021 at 10:43 AM
How can I dispute a merchant transaction?
You can dispute transactions by providing a transaction declined slip OR canceled message/email or refund acknowledgment received from the merchant, with th...
Thu, 30 Sep, 2021 at 5:06 PM
Can I transfer funds using my Niyo X account?
Yes. You can transfer funds from your Niyo X account to any other bank account in India. You can transfer funds using your Niyo X App by following the below...
Mon, 8 Feb, 2021 at 10:44 AM
Can I send money to an international bank account ?
No, currently you cannot transfer funds to international accounts using the Niyo X app.
Mon, 8 Feb, 2021 at 10:45 AM
Can I receive funds from an international bank account? - NiyoX
Yes, we do allow international inward remittances, for a full KYC account. The remitter should specify the following details in the wire transfer request: ...
Thu, 15 Apr, 2021 at 8:05 PM
What is the UPI Transaction Limit?
EQUITAS (Equitas UPI application limit) Per Transaction Limit: Rs. 25000 Daily Transaction Limit: Rs. 100000 Daily Transaction Count: 10 Monthly Transactio...
Sun, 1 Aug, 2021 at 12:49 PM
Spending Limits - NiyoX
Minimum KYC Account: Balance: Up to ₹1 Lakh  Account Validity: Up to 12 months only Interest Rates: 3.50% Card Transactions(digital card), Fund...
Thu, 30 Sep, 2021 at 5:37 PM