3. Transactions

How can I transfer funds using my Niyo DCB Global account?
You can easily transfer funds from your Niyo DCB Global account to any other bank account in India by following a few simple steps:   Click Pay/Send > A...
Mon, 31 May, 2021 at 3:34 PM
Can I send money to an international bank account?
No, you cannot. You can send money only to Indian bank accounts.
Mon, 31 May, 2021 at 3:34 PM
Why am I unable to make a fund transfer?
Sometimes it may happen that your funds may not get credited to the beneficiary’s account. In such situations, please follow the below steps: 1. Clear the c...
Mon, 31 May, 2021 at 3:34 PM
Why is my international transaction declined?
Please check if your account balance is greater than the international transaction value + 5% TCS. If the account balance is lower, then it may be one of th...
Mon, 31 May, 2021 at 3:34 PM
How long does it take for funds to get credited?
The funds are credited within the below-mentioned timelines: IMPS: 0-15 minutes NEFT: 0 - 4 hours UPI: 0 - 15 minutes
Mon, 31 May, 2021 at 3:35 PM
How do I fix the issues I am facing in transferring funds?
Please restart the app and launch it again. Tap on 'Message Us' on the app with the error screenshot if the issue still persists.
Mon, 31 May, 2021 at 3:35 PM
What is Fx adjustment?
Even though the customer is debited in real-time on the day of the transaction, the actual settlement process can take up to 2 days. Thus, a small charge ma...
Mon, 31 May, 2021 at 3:35 PM
What is DCC?
Dynamic Currency Conversion (DCC) is a charge levied by merchants who offer customers an option to pay in their home currencies (in your case, INR). However...
Mon, 31 May, 2021 at 3:35 PM
How can I avoid DCC?
While making a transaction in a foreign currency, i.e. online transactions (ECOM), in-person (POS) or cash withdrawal (ATM), choose the local currency of th...
Mon, 31 May, 2021 at 3:36 PM
How can I load money?
For IMPS/NEFT/RTGS: 1. Log in to your banking portal 2. Add payee > Enter your Niyo account number (07820XXXX)* 3. Enter IFSC Code DCBL0000VAA** 4. Tra...
Mon, 31 May, 2021 at 3:36 PM