Invest the Change

All ITC related FAQs

What is “Invest The Change”?
Invest the Change is the easiest way to start investing small amounts in mutual funds, by simply using your Niyo Equitas Savings bank account to make any pa...
Tue, 5 Oct, 2021 at 1:48 PM
How can I set up Invest the Change?
You just need to do the following, to set up Invest the Change: Complete your Niyo Investments (mutual funds) registration formalities and KYC. Your a...
Tue, 24 Aug, 2021 at 8:00 PM
How can I enable (switch on) or disable (switch off) Invest the Change?
Invest the Change (ITC) feature can be switched on and off at any time. You just need to click on the toggle (switch) button shown on the Invest the Cha...
Tue, 24 Aug, 2021 at 8:01 PM
What do the terms on Invest the Change page mean?
(Note: this is just an example, and thus the numbers showing here are random) Current Amount - This is the current value of your portfolio of inves...
Tue, 24 Aug, 2021 at 8:03 PM
What is round-up and how does it work?
Whenever you spend using your Niyo Equitas Savings account, we need to know what value we should round up your spend to, in order to calculate the spare cha...
Tue, 24 Aug, 2021 at 8:04 PM
Does the spare change get invested every time I spend?
No, we only make a note of the spare change calculation every time you spend using the Niyo Equitas Savings account. Only once the accumulated spare change ...
Tue, 24 Aug, 2021 at 8:05 PM
Why is my spare change not getting invested?
Your spare change may not be getting invested because of any of these reasons: You have switched off (disabled) the Invest the Change feature (you can...
Tue, 24 Aug, 2021 at 8:05 PM
Why do we need an Auto-pay (e-mandate) for Invest the Change?
An auto-pay (e-mandate) is required to automate your investments. Invest the Change is a feature through which you will keep investing every time your spare...
Tue, 24 Aug, 2021 at 8:06 PM
Can I change the fund in which my spare change gets invested?
Yes, you absolutely can. Just click on the fund name (the existing one) that reflects on your Invest the Change home page, and then select any other fund of...
Tue, 24 Aug, 2021 at 8:06 PM
Which bank account does the money get automatically deducted from?
The investment amount will automatically get deducted from the bank account with which you have an auto-pay (e-mandate) registered with us. For most of ...
Tue, 24 Aug, 2021 at 8:07 PM