There are no charges for:

  • Online transactions, or using your debit card in any physical store.
  • No charges for ordering the physical debit card for the first time.
  • No annual maintenance charges on the card. However, if you lose the card and need a replacement, then you will be charged Rs. 249 + GST.

ATM charges for the debit card:

Domestic ATM Withdrawal: If you use an SBM ATM, there are no charges at all, but if you use any other ATMs, then you will be charged Rs. 20 + GST (after 5 free withdrawals)

International ATM* (Cash Withdrawal and Balance Enquiry) Financial and Non

Financial Transaction: INR 423+GST per transaction*

You can click on the below attachment to see the schedule of charges.