There are no charges for:
- Online transactions, or using your debit card in any physical store. W
- No charges for ordering the physical debit card for the first time.
- No annual maintenance charges on the card. However, if you lose the card and need a replacement, then you will be charged Rs. 249 + GST.
The debit card can only be used domestically. If you use an SBM ATM, there are no charges at all, but if you use any other ATMs, then you will be charged Rs. 20 + GST (after 5 free withdrawals).
You can click here to see the schedule of charges.