You can earn Niyo coins on all your domestic transactions (other than ATM Withdrawal) using the credit card. 

1 Niyo Coin = 10 Indian Paise. The rupee value of each coin is governed by the ‘Niyo Coins Programme’ terms and might change in the future.

You can view the ways to earn and redeem Niyo coins by clicking on the "Coin" icon on the homepage of the Niyo Niyo application.