Yes, there is a card order charge of Rs. 235 (Rs. 199 + GST) that gets deducted automatically. However, we are refunding this charge to you once the following is done:
The card is ordered
The card order charge of Rs. 235 is deducted
You load Rs. 1,000 or above (in one shot) in your Niyo Equitas account (via UPI/IMPS/NEFT)
Once this is done, you will get the refund within 2 days.
Note: Refunds are not applicable for card reorder charges.