Zero Forex Markup Credit Card

Zero Forex Markup Credit Card related FAQs

How can I track the status of my transactions?
You can simply track the status of your transactions from our app. Click on the “Credit Card” tile (top of the screen - this will take you to the credit ...
Thu, 23 Nov, 2023 at 5:02 PM
How long does it take to get a refund, and how can I track it?
Refund transactions usually take upto 5 working days for domestic transactions, and upto 15 working days for international transactions (Working days do not...
Thu, 23 Nov, 2023 at 5:03 PM
Report Suspicious or Fraudulent transactions
If you come across any suspicious transactions (that you may not have initiated or where you think something is wrong), please reach out to us on chat and p...
Thu, 23 Nov, 2023 at 5:03 PM
How do I enable international transactions?
You just need to follow these simple steps: Click on “Hub” (bottom right option on the screen). Select “Card Settings” (option under “Credit Card”) ...
Thu, 23 Nov, 2023 at 5:03 PM
What's the exchange rate used in international transactions?
The exchange rate used for any foreign transaction is the live VISA forex rate. You will not be charged any forex markup charges, so all your transactions w...
Thu, 23 Nov, 2023 at 5:04 PM
Which countries will Niyo SBM Credit Card not work in?
Our Card works in 150+ countries. Currently, Niyo SBM credit cards are not supported in Nepal and Bhutan. You can view the list of countries the credit car...
Mon, 11 Mar, 2024 at 2:31 PM
What is the TCS (Tax Collected at Source) charged for the Niyo SBM Credit card?
TCS doesn't apply to Niyo SBM credit card which means you save 20% tax on international purchase transactions exceeding 7 Lakhs in a financial year.
Mon, 11 Mar, 2024 at 2:33 PM