International Transactions - SBM Credit Card

FAQs about International Transactions

How do I enable international transactions?
You just need to follow these simple steps: Click on “Hub” (bottom right option on the screen). Select “Card Settings” (option under “Credit Card”) ...
Wed, 29 Nov, 2023 at 11:17 AM
What's the exchange rate used in international transactions?
The exchange rate used for any foreign transaction is the live VISA forex rate. You will not be charged any forex markup charges, so all your transactions w...
Wed, 29 Nov, 2023 at 11:17 AM
Which countries will Niyo SBM Credit Card not work in?
Our Card works in 150+ countries. Currently, Niyo SBM credit cards are not supported in Nepal and Bhutan. You can view the list of countries the credit car...
Mon, 11 Mar, 2024 at 2:32 PM
What is TCS (Tax Collected at Source)?
As per the regulations, in any financial year, if your international purchase transactions (payments/spending) are more than Rs. 7 Lakhs, then a fee of 20% ...
Mon, 11 Mar, 2024 at 1:02 PM
What are Foreign Exchange Adjustments (FX Adjustments)?
When you make an international payment, the money is debited from your credit card account on a real-time basis. However, at the backend (between banks) the...
Wed, 29 Nov, 2023 at 11:18 AM
Report Suspicious or Fraudulent transactions
If you come across any suspicious transactions (that you may not have initiated or where you think something is wrong), please reach out to us on chat and p...
Wed, 29 Nov, 2023 at 11:18 AM