Niyo Equitas is an interest-earning (upto 7.8%) savings bank account with an international Zero-Forex VISA Platinum Card. We are offering this savings account in partnership with Equitas Small Finance Bank.


There are many benefits of having the Niyo Equitas account.

  • This is a zero-balance account (no requirement of maintaining a specific monthly balance).
  • Earn up to 7.8% interest* p.a. on savings with a quarterly interest payout.
  • There is zero-forex markup on all your international transactions. You save 3-5% each time you make a forex transaction.
  • Get an international Zero-Forex VISA Platinum card that is accepted in 150+ countries and 100+ currencies across the globe.
  • Use our ATM locator to help find ATMs near you (wherever you are).
  • Use our Live Currency Converter to ensure you never end up paying more while handling foreign currency.


Use our in-app customer support, available 24/7 to help you with anything you need.
You can read about more benefits here.