Follow these simple steps to lock your Niyo SBM credit card:


  1. Click on the “Credit Card” tile (top of the screen - this will take you to the credit card screen).

  2. Click on the Niyo SBM credit card icon (below the balance card).

  3. Click “Card Locks”.

  4. You can now choose to lock either specific channels (such as online transactions, ATM withdrawals, etc.) or lock all the channels.


To unlock, you need to follow the same steps and enable these channels.