From Utkarsh Small Finance Bank Ltd.’s ATM: There are no charges and you can withdraw any number of times.
From other Bank ATMs: You can withdraw upto 5 times for free. After 5 times, you will be charged Rs. 21 + GST for every withdrawal.
International ATM charges:
ATM withdrawal: Rs. 175 + GST
Balance Enquiry: Rs. 25 + GST
ATM Decline charges for insufficient balance: Rs. 25 + GST
Markup charges (percentage charges above the forex rate) : 3.5% + GST
Important Notes for International Transactions:
There may be additional charges from the Bank whose ATM you are using.
We recommend that you use our NiyoX Global App if you want to travel and spend internationally. This App focuses on your travel needs and has zero forex markup charges.
For a detailed list of other charges, you can click here to view the Bank's schedule of charges.
Note: Charges may be subject to change by Utkarsh Small Finance Bank in the future.